Overview
The Legal, Compliance, and Public Affairs team is seeking a Senior Counsel, Capital Markets to join the organization’s Corporate Affairs function. This role will lead and advise on broad efforts to build a diversified capitalization strategy, partnering closely with capital markets and bank partnerships business teams.
Responsibilities
- Advise and support the capital markets team in building a network of capital sources and financing strategies, including capital markets international expansion
- Advise and support the bank partnerships team in building a network of originating and card issuing partner banks
- Independently lead financing transactions and bank partner initiatives from a legal perspective, from strategy discussions through deal execution and ongoing maintenance beyond closing
- Draft, review, and negotiate US and international capital markets deal documents, including:
- Credit and security agreements
- Loan sale agreements
- Indentures
- Officer certificates
- Board and shareholder resolutions
- Side letters
- Apply expert knowledge of lending and securities laws and regulations related to capital markets transactions
- Communicate legal advice clearly, concisely, and on a timely basis
- Serve as legal main point of contact for cross-functional teams involved in capital markets and/or bank partnerships, including providing thought leadership on special projects
Requirements
- 7+ years of relevant law-firm experience; additional in-house experience preferred (particularly from a high-growth fintech start-up)
- JD degree from a well-regarded law school
- Membership in good standing in a US state bar
- Prior legal experience in structured and/or debt finance, including one or more of the following:
- Term, revolving, and asset-based lending
- Warehouse and asset-backed financing
- Loan sales
- Securitizations
- Creative forms of funding
- Outstanding integrity and work ethic
- Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers
- Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, business-mindedness, proactivity, and a positive attitude
- Proven experience as a key contributing member of a high-performing team
- Self-motivation and ability to take ownership of projects
- Ability to work efficiently both independently and as part of a team
Preferred Qualifications
- Some additional in-house experience (particularly from a high-growth fintech start-up)
Compensation & Benefits
Base Pay Grade: O
Equity Grade: 8
Employees new to the organization typically come in at the start of the pay range.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness, and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
USA base pay range (CA, WA, NY, NJ, CT) per year: $220,000 - $280,000
USA base pay range (all other U.S. states) per year: $195,000 - $255,000
Additional benefits highlights include:
- Health coverage at no cost: 100% of premiums for employees and their dependents
- Monthly spending stipends for tech setup
- Flexible time off and generous holiday calendars
- Employee stock purchase plan (ESPP) allowing purchase of organization stock at a discount
Visa sponsorship: Not available for this position.
Location
Remote-first with flexibility built in.
- Most roles can be performed from almost anywhere within the country of employment.
- Some positions may occasionally require in-person work at an organization office, and a few may be office-based depending on the nature of the work.
- All new hires will be invited to attend an in-person onboarding experience.
For positions based in San Francisco or Los Angeles: the organization considers qualified applicants with arrest and conviction records, as required by law.