Underwriting & Regulatory Counsel

Overview

A fast-growing, technology-driven title company is seeking an Underwriting and Regulatory Counsel to provide legal, underwriting, and regulatory leadership across its multi-state title operations. This role supports both Southwest Land Title and Blueprint Title as the organization continues to scale nationally.

Responsibilities

Underwriting & Transaction Risk

• Serve as the primary underwriting and regulatory counsel for Southwest Land Title and Blueprint Title operations.
• Evaluate and determine the insurability of complex real estate transactions.
• Review and approve limit-breach requests and underwriting exceptions.
• Provide guidance on complex title issues, risk analysis, and underwriting standards.
• Act as the escalation point for risky, complex, or compliance-sensitive transactions.
• Collaborate with title and escrow teams to resolve curative and underwriting issues efficiently.
• Deliver practical legal guidance balancing risk management with operational efficiency.

Compliance, Regulatory, and Risk Oversight

• Oversee regulatory compliance for entity and individual licensing across both entities.
• Ensure adherence to state insurance regulations, NAIC guidance, and applicable insurance laws.
• Monitor and analyze legislative and regulatory developments impacting title operations.
• Identify regulatory risks and develop mitigation strategies.
• Review internal policies and operational processes to maintain regulatory compliance.
• Serve as a subject matter expert on regulatory and compliance matters for leadership and operations teams.

Market Expansion & Licensing

• Support geographic growth and market expansion efforts.
• Manage regulatory steps for new state launches, including entity and individual licensing, certificates of authority, fingerprinting, background checks, and office compliance requirements.
• Ensure all regulatory requirements are met prior to new market production.

Regulatory Filings & Insurance Compliance

• Oversee preparation and submission of state Department of Insurance filings.
• Ensure compliance with Holding Company Act requirements and other regulatory reporting.
• Manage insurance rates, forms, and regulatory filings in expanding markets.
• Maintain regulatory policies and documentation required for insurance operations.

Audits, Claims, and Regulatory Examinations

• Lead and manage internal and regulatory audits.
• Coordinate responses to Department of Insurance examinations and market conduct reviews.
• Serve as primary liaison for DOI complaints and regulatory inquiries.
• Manage and coordinate title claims requests.
• Partner with operations leadership to identify and mitigate recurring risk issues.

Compliance Vendors & Systems

• Manage compliance vendor relationships.
• Ensure compliance systems support regulatory reporting, operational compliance, and audit readiness.
• Continuously improve compliance workflows as the organization scales.

Operational Knowledge & Training

• Develop and maintain a state-by-state production knowledgebase for operational teams.
• Design and deliver training programs for title and escrow staff.
• Provide ongoing education on underwriting standards, regulatory requirements, and risk management.
• Serve as a key internal resource to help teams operate confidently within regulatory and underwriting frameworks.

Requirements

• Juris Doctor (JD) degree and admission to a State Bar in good standing.
• Minimum of 7 years of experience in insurance regulatory law and/or title insurance underwriting.
• Strong understanding of insurance regulatory frameworks and multi-state licensing requirements.
• Experience advising operational teams in a fast-paced, high-growth environment.
• Excellent communication skills with senior leadership and cross-functional teams.
• Proven ability to manage complex regulatory and underwriting issues with practical solutions.

Preferred Qualifications

• Experience in title insurance.
• Background in startup or high-growth companies.
• Familiarity with regulations affecting real estate transactions, including TILA, RESPA, ECOA, and FCRA.

Compensation & Benefits

Details regarding compensation and benefits were not provided.

Location

Location details were not specified.