Associate General Counsel

Overview

This senior, high-impact leadership role supports legal strategy across regulatory compliance, commercial contracts, capital markets, default servicing, litigation management, and corporate governance. Reporting to the Chief Administrative Officer and General Counsel, the Associate General Counsel will advise the executive team, partner with leaders across Sales, Operations, Finance, Information Technology, Vendor Management, and Human Resources, and oversee the Default Servicing Paralegal, REO Property Manager, and Compliance Analyst.

The ideal candidate is an experienced lawyer with strong business judgment who is energized by variety, eager to build, and committed to continued professional growth.

Responsibilities

• Advise and counsel the business on federal and state laws and regulations affecting mortgage lending, financial services, and employment, including ECOA, FCRA, FHA, BSA, HMDA, SCRA, consumer protection, anti-money laundering, and data privacy requirements.
• Proactively monitor legislative and regulatory developments and anticipate their potential business impact.
• Draft, review, and negotiate commercial agreements, including vendor contracts, master service agreements, and non-disclosure agreements.
• Advise internal stakeholders on contract terms, transactional risk, and related legal and business implications.
• Support underwriting guideline updates and advise on legal escalations and matters subject to enhanced underwriting.
• Provide legal support for technology initiatives, including the implementation and use of new vendor systems, AI/ML, and other proprietary technology solutions.
• Direct default servicing, litigation, foreclosure, and bankruptcy strategy, including oversight of foreclosure and bankruptcy files to ensure timely and accurate resolution and trend reporting.
• Manage third-party servicers and outside counsel to ensure loan files are managed and resolved in accordance with applicable guidelines.
• Oversee the preservation, listing, and disposition of REO (real estate owned) properties and coordinate the foreclosure-to-REO handoff process.
• Collaborate with the Capital Markets team on securitization transactions, whole loan sales, warehouse agreements, and corporate debt financings.
• Support board governance matters, including reviewing meeting agendas and materials, drafting and reviewing board and committee meeting minutes and resolutions, and overseeing entity management.
• Partner with executive leadership and the board to strengthen governance, controls, and operational compliance across the organization.

Requirements

• Juris Doctor (J.D.) degree from an accredited law school.
• Active license to practice law in at least one U.S. jurisdiction, in good standing.
• 8+ years of relevant legal experience in the financial services industry, including experience as in-house counsel.
• Excellent interpersonal and communication skills, with a proven ability to build relationships and trust across an organization.
• Proven negotiation skills, business acumen, and the ability to balance legal risk with commercial priorities.
• Ability to maintain discretion with confidential and sensitive information.
• Strong attention to detail and ability to review and maintain documentation.

Compensation & Benefits

• Salary range: Commiserate with experience.
• Remote or hybrid work options.

Location

• Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, MI, NC, SC, TX, UT

Equal Opportunity

The employer is an Equal Opportunity Employer.