Foreclosure Specialist II

Overview

This Foreclosure Specialist II role reports to the Foreclosure Supervisor. The position involves working directly with governmental, special servicing, private label, and high profile investors while making decisions and providing resolutions regarding foreclosure issues to minimize risk and mitigate loss outside of delegated authority. The role also includes providing management with status updates and reporting, ensuring compliance with all agency, investor, and insurer guidelines, and supporting internal staff with questions related to foreclosure loans within delegated authority.

Responsibilities

• Execute documentation for various financial foreclosure documents required during the foreclosure process per Federal Compliance standards
• Print, review, and execute attorney-provided foreclosure documents to prepare foreclosure loans for sheriff’s sale
• Calculate bidding instructions for nationwide foreclosure sales
• Review and provide HAMP certification nationwide notifications prior to foreclosure sale
• Support compliance with agency, investor, and insurer timelines and document requirements for judicial and non-judicial foreclosures
• Prepare foreclosure judgment figures and state-required documents
• Receives financial foreclosure documents via the LPS system
• Provide exceptional representation in legal proceedings
• Work under general supervision by applying established techniques, procedures, or specific standards
• Perform work reviewed for soundness of judgment and overall accuracy per company and federal compliance standards
• Execute policies at the direction of the supervisor and make recommendations for change
• Coordinate with executive management, senior management, department staff, corporate staff, financial institutions, investors, agencies, and the approved attorney network
• Perform other duties as assigned

Requirements

• High School Diploma or equivalent required
• Some college or the combination of equivalent work experience, knowledge, skills, and abilities related to the position requirements
• Knowledge of mortgage banking and familiarity with RESPA, FFDCPA, GLBA, and federal and state laws related to foreclosure and bankruptcy processes
• Previous default servicing experience: 2–5 years of foreclosure or mortgage default related experience (Foreclosure preferred) or 1–3 years of experience with mortgage loan software highly desirable
• Working knowledge of mortgage loan documentation and best servicing practices regarding foreclosure processing and default/foreclosure laws and regulations, including FNMA, FHLMC, FHA, and VA
• Strong professional and interpersonal communication skills verbally and through written electronic correspondence
• Advanced multi-tasking and organizational skills with strong attention to detail
• Ability to read legal terms and conditions and understand how they apply to work processes
• Proficiency with PC tools, including advanced Word, Excel, Access, Internet, and MSP (LPS/Fidelity) application skills
• Ability to meet strict deadlines and take direction from more senior paralegals and attorneys
• Proven ability to prioritize workflow during high volumes and within critical timeframes
• Self-starter able to work in a fast-paced, multi-faceted environment
• Previous title work experience recommended
• Previous experience monitoring activity of multiple accounts assigned to outside counsel

Preferred Qualifications

• Valid notary license
• Trial and Deposition knowledge and training

Compensation & Benefits

• Compensation range: $17.88 – $26.73 per hour (actual compensation may vary within the range based on qualifications, skills, and experience)
• Health & Welfare coverage: optional medical, dental, vision, life, and disability insurance
• Time off: paid holidays, vacation, and sick leave
• Retirement & investment: Fidelity National Financial matching 401(k) and employee stock purchase plans
• Wellness programs: access to mental health resources, including free Calm memberships, and initiatives that promote physical and emotional well-being
• Employee recognition programs
• Lifestyle & learning perks: discounts on gym memberships, pet insurance, and employee purchasing programs; tuition reimbursement program

Work Conditions

• Normal office environment
• Ability to attend work and be productive during normal business hours; may require early, late, or weekend hours as needed for successful performance
• Overtime required as necessary
• Essential functions must be performed with or without reasonable accommodation

Equal Employment Opportunity

The employer is an Equal Opportunity employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information, or any other characteristic protected by applicable law.