Global Legal Associate: Fintech&Compliance

Overview

This role serves as a legal partner to Product, Engineering, and Finance for financial products involving payroll funding, contractor payouts, cross-border payments, deposits, and FX. You will help translate regulation into clear product requirements, support launches across new markets and payment features, and help operate the fintech compliance program once products are live.

Responsibilities

Product

• Work with Product and Engineering from discovery through launch on payments, payroll, and payout features.
• Assess how money flows should be structured, including whether a flow triggers licensing requirements (money transmission, e-money, or payment services) and how to meet or design around them.
• Convert regulatory requirements into clear, practical product requirements.
• Draft and maintain product terms, payment terms, disclosures, and in-product legal text.
• Draft, review, and help negotiate agreements with partner banks, payment providers, and FX partners.
• Perform legal reviews for launches in new markets and for new payment features.
• Provide balanced risk assessments and propose compliant alternatives rather than simply blocking work.

Fintech Compliance

• Support the development and day-to-day operation of the compliance framework for payment activities, including AML/CTF, KYC/KYB, and sanctions screening.
• Help assess licensing and registration needs across markets and obligations under partner bank and financial institution arrangements.
• Draft and maintain policies, controls, transaction monitoring, and regulatory reporting.
• Support engagement with regulators, auditors, financial institutions, and banks’ compliance teams.
• Monitor regulatory change in payments, data protection, and AI, and assess product impact.
• Train internal teams on compliance obligations and promote early risk identification.

Requirements

• A law degree and qualification to practise in at least one jurisdiction.
• 3–5 years of legal experience in payments or fintech, either in-house or at a law firm with a strong payments practice.
• Hands-on experience advising product teams, including at least one product or market launch you supported from design to go-live.
• Solid knowledge of payments regulation (e.g., PSD2/EMD in the EU and UK, US money transmission rules) and AML/CTF requirements.
• Experience working with banks or payment providers and negotiating related agreements.
• Ability to explain complex rules in plain language and provide clear, practical advice.
• Strong risk judgement and comfort making decisions with incomplete information in a fast-moving environment.
• Fluent English (written and spoken).

Preferred Qualifications

• Experience in payroll, EOR, HR tech, or global workforce platforms.
• Experience with license applications or regulator engagement.
• Knowledge of data protection (GDPR) and AI regulation as they apply to financial and HR products.
• Experience building a compliance function from an early stage.

Compensation & Benefits

• Competitive compensation.
• 100% remote work.

Location

• Remote (100% remote).