Global Legal Associate: Fintech&Compliance

Overview

The organization is seeking a Global Legal Associate for Fintech & Compliance to partner with Product, Engineering, and Finance teams on legal work related to payments and “money movement” activities. This role supports product launch and compliance work across areas such as payroll funding, contractor payouts, cross-border payments, deposits, and FX.

Responsibilities include helping turn regulation into clear product requirements, supporting early-stage product development to launch quickly while managing regulatory risk, and contributing to the ongoing fintech compliance program after products go live.

Responsibilities

Product

• Collaborate with Product and Engineering from discovery through launch on payments, payroll, and payout features.
• Assess how money flows should be structured, including whether a flow triggers licensing requirements (money transmission, e-money, or payment services) and how to meet or design around them.
• Translate regulatory requirements into practical product requirements.
• Draft and maintain product terms, payment terms, disclosures, and in-product legal text.
• Draft, review, and help negotiate agreements with partner banks, payment providers, and FX partners.
• Conduct legal reviews for launches in new markets and for new payment features.
• Provide balanced risk guidance and propose compliant alternatives instead of simply blocking work.

Fintech compliance

• Support development and day-to-day operation of the compliance framework for payment activities, including AML/CTF, KYC/KYB, and sanctions screening.
• Assess licensing and registration needs across markets and obligations under partner bank and financial institution arrangements.
• Draft and maintain policies, controls, transaction monitoring, and regulatory reporting.
• Support engagement with regulators, auditors, financial institutions, and bank compliance teams.
• Track regulatory changes across payments, data protection, and AI, and assess impacts on products.
• Train internal teams on compliance obligations and help ensure risk is raised early.

Requirements

• A law degree and qualification to practise in at least one jurisdiction.
• 3–5 years of legal experience in payments or fintech, either in-house or at a law firm with a strong payments practice.
• Hands-on experience advising product teams, including at least one product or market launch supported from design through go-live.
• Solid knowledge of payments regulation (e.g., PSD2/EMD in the EU and UK, US money transmission rules) and AML/CTF requirements.
• Experience working with banks or payment providers and negotiating related agreements.
• Ability to explain complex rules in plain language and provide clear, practical advice.
• Sound judgement on risk and comfort making decisions with incomplete information in a fast-moving environment.
• Fluent English, written and spoken.

Preferred Qualifications

• Experience in payroll, EOR, HR tech, or global workforce platforms.
• Experience with license applications or regulator engagement.
• Knowledge of data protection (GDPR) and AI regulation as they apply to financial and HR products.
• Experience building a compliance function from an early stage.

Compensation & Benefits

• Competitive compensation.
• 100% remote work.

Location

• Remote (100% remote work).